Terms of Service

Last Updated: May 3, 2025

Important Notice

El Bankco is a demonstration project only. This is not a real financial institution and should never be used for actual banking or financial transactions.

1. Introduction

El Bankco provides a simulated banking environment for demonstration, educational, and testing purposes. By accessing or using our services, you agree to be bound by these terms and acknowledge the demonstration nature of this platform.

2. Service Features

Core Features

  • Virtual credit card generation
  • Simulated money transfers

API Services

  • Payment processing API
  • Merchant services integration

3. Account Requirements

User Obligations

  • Minimum age: 13 years
  • Accurate information

Prohibited Activities

  • Illegal activities
  • Sharing credentials

4. Service Limitations

Demonstration Only

This service is strictly for demonstration purposes. No real financial transactions are processed, and no actual monetary value is stored or transferred.

No Financial Services

El Bankco is not a licensed financial institution and does not provide any real banking or financial services.

5. Terms Updates

We reserve the right to modify these terms at any time. Users will be notified of significant changes via email and/or platform notifications. Continued use of El Bankco after changes constitutes acceptance of the updated terms.

Document Version: 2.0

Effective Date: May 3, 2025